Know What to do After an Accident and Consult with Your Independent Insurance Agency in Chicago, IL for the Best Auto Insurance

October 27, 2016

Check out this guide to handling a traffic accident, and get auto insurance from an independent insurance agency in Chicago.

Anything can change in an instant, especially when you’re on the road. Traffic accidents are a common occurrence. From minor fender benders to more serious crashes, it’s important to be vigilant when driving. The initial shock of an accident can be debilitating. Ensure that you know what to do so that you’re prepared for a wreck. Invest in auto insurance from an independent insurance agency in Chicago, and check out this guide to help you through the process of handling an accident.

Get Off the Road.

When it comes to handling an accident, it’s best to move to the side of the road if possible. That way you can reduce any traffic jams, and safely exit the vehicle to deal with the situation at hand. However, only move if it is safe and if you aren’t seriously injured. If you cannot move to a safe area, turn on your hazard lights.

Assess the Situation.

Take stock of your well-being and the well-being of your passengers. Is anyone injured? If everyone is okay, then proceed to check on the other parties involved in the accident. Once everyone has been deemed okay, then proceed to assess the damage. However, if anyone is hurt, call for emergency assistance immediately. Additionally, it’s a good idea to contact the police to file a report anytime you’re in an accident. The police report can be useful when filing a claim with your insurance.

 Exchange Information.

When it comes to your accident, it’s vital that all parties involved exchange information. Ensure that you get their names, contact information, insurance information (including phone numbers), license plate number and driver’s license number, the make, and model of all vehicles involved, the contact information of any witnesses, the location of the accident, a copy of the accident report, and the police officer’s name and badge number. Additionally, take several photographs of the damage so that you can submit the photos with your insurance claim.

Ensure that you know how to handle an accident while on the road. Take the necessary steps to deal with the situation, and ensure that you’re covered with the right auto insurance from an independent insurance agency in Chicago. Located in Illinois, Gulbransen Insurance Agency serves all your personal and commercial insurance needs. Contact us for more information.